How to buy a home

Tip #2: Get to know the mortgage industry
Finding the right loan to fit your needs and the right lender to complete the transaction is a crucial step in the home buying process. It is helpful to have a basic understanding of the loan process before you talk to a lender. Don’t be afraid to talk to a few different lenders in order to secure the right fit for your needs.

For more information, read the following articles:
What's the Difference Between a Mortgage Broker and a Bank Loan Officer?
Should You Choose an Adjustable Rate Mortgage?
FHA Loan Basics
Bi-Weekly Mortgage Payment Plans
Facts About Private Mortgage Insurance

...more

A natural cyclical correction

The housing market is undergoing a natural cyclical correction. Unlike what the media may lead us to believe, a correction in the housing market doesn’t equate to a crash. Unfortunately, the ongoing negative news about troubled areas in the U.S. has caused a ripple effect. In regard to number of homes sold, 2007 is among the highest of years on record and projections for 2008 show that it will outperform 2002. Source: National Association of Realtors

“Portland provides a national draw...

In the way New York drew artists in the ’50s, this city at the confluence of the Willamette and Columbia Rivers seems to exert a magnetic lure on talented chefs who come from almost anywhere else and decide to stay right here.

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